WH SelfInvest review 2026

WH SelfInvest offers two pricing models. In the commission-based model, the broker quotes spreads from 1.0 pip for EUR/USD plus commission; in the spread-based model, values from 0.8 pips are quoted for EUR/USD; the Mini account uses only the fixed spread variant at 1.6 pips (as of 09/2026). The broker thus publishes only from-values and no measured average spreads, which is why we do not award the top level. The commission in the standard account is €3.50 per US$1,000, which equals a round turn of €7; in the Mini account it is instead charged at 0.007 percent with no minimum fee. WH SelfInvest discloses the financing costs for overnight positions: they follow the key interest rates of the base currencies, and as the basis for calculation the broker names the reference rate plus 2.5 percent for long positions and minus 2.5 percent for short positions. The swap calculation is thus documented comprehensibly and the mark-up is in line with the market. Scoring (21/30): For the EUR/USD spread we award 6 out of 12 points (the up-to-1.5-pips level), because only from-values are published and the Mini account is fixed at 1.6 pips. The commission of around €7 round turn gives 5 out of 8 points (the up-to-US$10 level). The fully published and market-standard swap formula brings the full 10 points.

WH SelfInvest S.A. is supervised by the Luxembourg CSSF and maintains licensed branches in several European countries, including Germany, France and the Netherlands. The German branch in Frankfurt am Main is supervised by BaFin; Postbank in Frankfurt acts as the custodian bank of the German branch. This meets the strongest supervisory variant provided for by our methodology. Client money is held in segregated accounts, separate from the company's assets, so the broker has no access to it in an insolvency. For cash deposits, the Fonds de Garantie des Dépôts Luxembourg applies in Luxembourg with up to €100,000 per depositor, and for securities business the Système d'indemnisation des investisseurs Luxembourg with up to €20,000 per investor. Negative balance protection for retail clients and the ESMA-compliant leverage limits are documented. On the loss rate, we found values of 76 percent in the risk warnings of the broker and its partners, and ranges between 74 and 89 percent in other sources; we could not clearly verify a current rate shown prominently on the home page. Scoring (26/32): The BaFin-supervised German branch earns the full 10 points. Segregated client money accounts plus investor compensation of €20,000 bring the full 8 points. Negative balance protection and ESMA-compliant leverage give the full 6 points. For the loss-rate criterion we assess its level: the figure of 76 percent cited by the broker itself falls in the up-to-80-percent band and gives 2 out of 8 points.

WH SelfInvest allows trading in more than 5,000 CFDs. The catalogue of underlying assets includes shares from 17 countries, 42 indices, 9 energy contracts, 10 metal contracts on spot and futures markets, 17 agricultural commodities and 11 interest-rate and bond contracts. A special feature is cash CFDs on commodities with no expiry date, which are also suitable for longer-term positions. The broker thus covers all four asset classes checked by our methodology: currencies, indices, commodities and shares. Beyond that, WH SelfInvest is not a pure CFD provider: through the multi-asset account, genuine futures, shares, ETFs and options can be traded on over 150 exchanges with more than a million instruments. Genuine futures in particular are at the centre of this broker and set it apart from many competitors. Scoring (14/14): Over 5,000 tradable underlying assets earn the full 5 points. Full coverage of currencies, indices, commodities and shares brings the full 5 points. Because genuine shares and ETFs are also tradable, the full 4 points are awarded here too.

The broker provides several platforms: MetaTrader 4, the in-house NanoTrader platform and ProStation, supplemented by mobile access. NanoTrader can be used either in a free basic version or as a full version for €29 a month. All three platforms are also available as a demo account. On the execution model, WH SelfInvest expressly states that it is not a market maker and therefore has no conflict of interest with the customer; stable spreads and execution quality on index CFDs are cited as strengths. We did not find published execution statistics backing this statement with figures – we therefore award only the middle level. On analysis tools, NanoTrader is very well equipped: over 90 trading strategies, a wide selection of chart types, 15 variants of the stop-loss order, and chart scanners and screeners. Scoring (13/16): MetaTrader 4 plus its own platforms and mobile access earn the full 6 points. For the execution model we award 3 out of 6 points, because it is named but not backed up by published statistics. The extensive charting and analysis tools bring the full 4 points.

The service is tailored to the German-speaking market. Staff provide information in German by phone and email, both on the product offer and on technical problems. At the Frankfurt branch, WH SelfInvest also offers personal advice appointments – a rarity in the CFD segment. The demo account is free and can be used without time limit, for all three platforms. On training, free webinars in German take place several times a week; in addition, investors can register for seminars held monthly in major German cities. Scoring (8/8): A German-language hotline and email support earn the full 4 points. The unlimited demo account brings the full 2 points. Regular German-language webinars plus in-person seminars give the full 2 points.