SIGNAL IDUNA Bauspar
Alternatives & competitors
Alternatives to SIGNAL IDUNA Bauspar
We have checked 5 current account providers that are an alternative to SIGNAL IDUNA Bauspar. SIGNAL IDUNA Bauspar scores 78 out of 100 points in our rating. 4 providers score higher, led by ING with 91 points (13 points ahead).
FAQ: alternatives to SIGNAL IDUNA Bauspar
ING – with 91 out of 100 points the highest-rated alternative and therefore 13 points ahead of SIGNAL IDUNA Bauspar (78). ING: Germany's largest direct bank, focused on simple, fair products.
Our rating found these weaknesses at SIGNAL IDUNA Bauspar: Arrangement fee of 1.0 percent of the building savings sum, in the alternative variant even 1.6 percent; Service fee of €15 a year in the savings phase; Regular savings instalment of 5.00 per mille of the building savings sum per month is comparatively high. If any of them is a deal-breaker for you, it is worth looking at the 5 alternatives on this page.
SIGNAL IDUNA Bauspar scores with: Very low loan interest from a 1.78 percent borrowing rate in the F50 variant; Borrowing rates of the F30 and F50 variants cut by 0.30 percentage points each on 01.07.2025; Credit interest of up to 0.70 percent in the savings phase. That adds up to 78 out of 100 points. If this matters to you, you will hardly find anything better among the alternatives.
Of the 5 alternatives, ING, DKB, C24 Bank, Consorsbank are supervised by BaFin (the German financial regulator).