Alternatives to Qonto

We have checked 5 current account providers that are an alternative to Qonto. Qonto scores 75 out of 100 points in our rating. 4 providers score higher, led by ING with 91 points (16 points ahead).

FAQ: alternatives to Qonto

What is the best alternative to Qonto?

ING – with 91 out of 100 points the highest-rated alternative and therefore 16 points ahead of Qonto (75). ING: Germany's largest direct bank, focused on simple, fair products.

Why look for an alternative to Qonto?

Our rating found these weaknesses at Qonto: No cash deposits and no counter services; Only five free transactions on the free plan, then €0.20 per transaction; Additional cards for employees cost extra. If any of them is a deal-breaker for you, it is worth looking at the 5 alternatives on this page.

What speaks for Qonto?

Qonto scores with: Permanently free Starter plan for freelancers and the solo self-employed; Very wide coverage of legal forms, from freelancers to the AG; Capital deposit account for setting up a GmbH or UG with fast deposit confirmation. That adds up to 75 out of 100 points. If this matters to you, you will hardly find anything better among the alternatives.

Which alternatives to Qonto are BaFin-regulated?

Of the 5 alternatives, ING, DKB, C24 Bank, Consorsbank are supervised by BaFin (the German financial regulator).

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