Qonto
Experiences, reviews and information about the provider
Paris
Details
Pros
- Permanently free Starter plan for freelancers and sole traders
- DATEV synchronisation, with RZ-Bankinfo from the Smart plan
- Team cards with individual limits
- Overdraft of up to €15,000 subject to approval
Cons
- Starter only for freelancers/sole traders, GmbH/UG from €9/month
- No banking licence (payment institution)
- Only 5 transfers in Starter, then €0.20 per transaction
- No cash deposits
Fact sheet: Qonto
| Company name | Qonto |
| Founded | 2017 |
| Headquarters | Paris |
| Country | International |
| Customers | 500.000+ |
| Type | fintech |
| Website | qonto.com/de * |
About Qonto
Qonto is a payment institution authorised by the French ACPR that has offered digital business accounts for SMEs, start-ups and freelancers since 2017; in Germany it is under the joint supervision of ACPR and BaFin. With more than 500,000 customers in Europe, Qonto is one of the leading business banking platforms. Its strengths are expense management, DATEV export and team card management.
Special features
- DATEV integration
- Expense management
- Multi-user
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