Cashper
Alternatives & competitors
Alternatives to Cashper
We have checked 5 Loan providers that are an alternative to Cashper. Cashper scores 36 out of 100 points in our rating. 5 providers score higher, led by COMPEON with 89 points (53 points ahead).
FAQ: alternatives to Cashper
COMPEON – with 89 out of 100 points the highest-rated alternative and therefore 53 points ahead of Cashper (36). COMPEON: Financing portal with 300+ bank partners for business loans.
Our rating found these weaknesses at Cashper: Effective annual interest rate of around 13.5 per cent, more than twice the market average for classic instalment loans; Fast payout is only available with the chargeable SUPER-Deal: 39 to 99 euros depending on the loan amount, many times the actual interest cost for small amounts; For the free standard payout, Cashper gives no binding deadline; third-party sources report up to 7 to 10 working days. If any of them is a deal-breaker for you, it is worth looking at the 5 alternatives on this page.
Cashper scores with: Early full repayment possible at any time free of charge and without a prepayment penalty; Fully digital application with video identification and document upload, no branch and no PostIdent needed; Low entry hurdles: from age 18, 400 euros net income, small amounts from 100 euros. That adds up to 36 out of 100 points. If this matters to you, you will hardly find anything better among the alternatives.
Of the 5 alternatives, Invesdor is supervised by BaFin (the German financial regulator).