Suresse Direkt Bank review 2026
How good is Suresse Direkt Bank really?
81/100 points
kosten.org editorial team
Last updated: 2026-02-16
81/100
Points
Based on published terms and features
Suresse Direkt Bank offers a solid 3.00% p.a. on call money with the safe Dutch deposit protection (AAA rating). Fully digital and free of charge.
Highlights of our Suresse Direkt Bank review
- 3.00% p.a.
- NL deposit protection (AAA)
- Free of charge
- Digital
Table of contents
1 Interest rates & terms
24/30
Points
3.00% p.a. on call money with no tiering. The rate applies equally to new and existing customers. Interest credited quarterly. No minimum or maximum deposit. Fixed-term deposits also available.
2 Security & deposit protection
23/25
Points
Dutch deposit protection (Depositogarantiestelsel) up to €100,000. The Netherlands has an AAA country rating. Regulated by the DNB (De Nederlandsche Bank). GDPR-compliant.
3 Account opening & management
15/20
Points
Online account opening via video identification. Clear online portal. Deposits and withdrawals possible at any time. Reference account principle (transfers only to your own linked account) for maximum security.
4 Flexibility & availability
12/15
Points
Daily availability. Transfer time 1-2 working days. No notice periods. Fixed-term deposit offers with terms of 1-10 years also available.
5 Costs & transparency
7/10
Points
Completely free. No account fees. Transparent presentation of interest. Tax certificate is issued.
Pros & cons at a glance
Pros
- Solid interest rate
- AAA deposit protection
- Free of charge
- No minimum deposit
Cons
- Little known
- Savings products only
- Limited support
Conclusion: Suresse Direkt Bank review
81/100
Very good (1.9)
Suresse Direkt Bank is a solid choice for security-conscious savers: 3.00% interest with AAA-rated Dutch deposit protection and entirely free account management.
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