Alternatives to Sparkasse

We have checked 5 current account providers that are an alternative to Sparkasse. Sparkasse scores 68 out of 100 points in our rating. 4 providers score higher, led by ING with 91 points (23 points ahead).

FAQ: alternatives to Sparkasse

What is the best alternative to Sparkasse?

ING – with 91 out of 100 points the highest-rated alternative and therefore 23 points ahead of Sparkasse (68). ING: Germany's largest direct bank, focused on simple, fair products.

Why look for an alternative to Sparkasse?

Our rating found these weaknesses at Sparkasse: High and regionally varying costs; No uniform terms; Online banking less innovative than fintechs. If any of them is a deal-breaker for you, it is worth looking at the 5 alternatives on this page.

What speaks for Sparkasse?

Sparkasse scores with: Unmatched cash infrastructure (around 21,000 cash machines); Personal advice from corporate customer advisers; All legal forms supported. That adds up to 68 out of 100 points. If this matters to you, you will hardly find anything better among the alternatives.

Which alternatives to Sparkasse are BaFin-regulated?

Of the 5 alternatives, ING, DKB, C24 Bank, Consorsbank are supervised by BaFin (the German financial regulator).

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