Details

Pros

  • No credit check
  • BaFin-regulated
  • VIMpay as a mobile solution
  • Cost control through prepaid

Cons

  • Monthly fees
  • Top-up fees
  • Limited features
  • No traditional credit function

Fact sheet: PayCenter

Company namePayCenter
Founded2006
HeadquartersFreising
Country🇩🇪 Germany
BaFin-regulated Yes
Deposit protection €100,000
Typefintech
Website paycenter.de *

About PayCenter

PayCenter is a German fintech from Freising that offers prepaid credit cards and the mobile payment solution VIMpay. Cards are issued without a credit check and are suitable for customers who cannot get a traditional credit card.

Special features

  • Prepaid model
  • VIMpay app
  • No Schufa

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