KRAFTFAHRER-SCHUTZ e.V.
Experiences, reviews and information about the provider
(product costs may apply)
Details
Pros
- Legal expenses cover is carried by a specialised insurer in the group
- Combination of motoring club services and insurance cover
- Long experience in traffic and occupational legal expenses cover
- Extra services such as breakdown assistance and an emergency service for members
Cons
- The association itself is not an insurer and is not BaFin-supervised
- The structure of association, AUXILIA and KS Versicherungs-AG needs explaining
- Some of the benefits require club membership
- Waiting periods standard in the industry for legal expenses cover
Fact sheet: KRAFTFAHRER-SCHUTZ e.V.
| Company name | KRAFTFAHRER-SCHUTZ e.V. |
| Founded | 1935 |
| Headquarters | München |
| Country | 🇩🇪 Germany |
| Type | versicherer |
| Website | ks-auxilia.de |
About KRAFTFAHRER-SCHUTZ e.V.
KRAFTFAHRER-SCHUTZ e.V. Automobilclub, based in Munich, was founded in Berlin in 1935 under the name Fakulta e.V. as a social support organisation for professional drivers and has carried its present name since 1961. With several hundred thousand members, it is one of the larger German motoring clubs. The association itself is not an insurance company and is therefore not subject to BaFin insurance supervision (BaFin is the German financial regulator); the risk carrier for the legal expenses products is AUXILIA Rechtsschutz-Versicherungs-AG, founded in 1964, and in motor insurance KS Versicherungs-AG, founded in 1979, comes in as well. Both companies are German insurers under BaFin supervision. In the market the group operates jointly as KS/AUXILIA and mainly offers private, traffic and occupational legal expenses cover as well as club services such as breakdown assistance.
Special features
- Founded in Berlin in 1935 as Fakulta e.V. for professional drivers
- Current name since 1961, group based in Munich
- Risk carrier for legal expenses is AUXILIA Rechtsschutz-Versicherungs-AG, founded 1964
- KS Versicherungs-AG joined in 1979 as a second risk carrier
