Alternatives to ING
We have checked 5 current account providers that are an alternative to ING. ING scores 91 out of 100 points in our rating. None of the alternatives does better – ING remains the strongest choice in this field.
FAQ: alternatives to ING
The highest-rated alternative is DKB with 88 out of 100 points. However, ING scores higher with 91 points – switching is only worthwhile if a specific detail matters to you. DKB: One of Germany's largest direct banks, with a free current account.
Our rating found these weaknesses at ING: €4.90 fee if the minimum monthly deposit is not met; Girocard costs €0.99 a month; 1.99% foreign currency fee. If any of them is a deal-breaker for you, it is worth looking at the 5 alternatives on this page.
ING scores with: Free current account from €700 in monthly deposits & under-28s; Excellent customer service (24/7 by telephone); Extremely fair overdraft rate (6.99% p.a.). That adds up to 91 out of 100 points. If this matters to you, you will hardly find anything better among the alternatives.
Of the 5 alternatives, DKB, C24 Bank, Consorsbank, N26 are supervised by BaFin (the German financial regulator).