Alternatives to Holvi

We have checked 5 current account providers that are an alternative to Holvi. Holvi scores 62 out of 100 points in our rating. 5 providers score higher, led by ING with 91 points (29 points ahead).

FAQ: alternatives to Holvi

What is the best alternative to Holvi?

ING – with 91 out of 100 points the highest-rated alternative and therefore 29 points ahead of Holvi (62). ING: Germany's largest direct bank, focused on simple, fair products.

Why look for an alternative to Holvi?

Our rating found these weaknesses at Holvi: No deposit protection, as Holvi operates as a payment institution without a banking licence; On the free Flex plan every SEPA transfer costs €0.25; No cash deposits possible. If any of them is a deal-breaker for you, it is worth looking at the 5 alternatives on this page.

What speaks for Holvi?

Holvi scores with: Flex plan with no monthly base fee; Invoicing and VAT overview built directly into the account; Up to five sub-accounts with their own IBAN for reserves. That adds up to 62 out of 100 points. If this matters to you, you will hardly find anything better among the alternatives.

Which alternatives to Holvi are BaFin-regulated?

Of the 5 alternatives, ING, DKB, C24 Bank, Consorsbank are supervised by BaFin (the German financial regulator).

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