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Ferratum Bank

Alternatives & competitors

kosten.org
RATING
GOOD (2.3)
74 out of 100
As of 02/2026
Analysis of service data
and customer reviews
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Alternatives to Ferratum Bank

We have checked 5 Instant-access savings providers that are an alternative to Ferratum Bank. Ferratum Bank scores 74 out of 100 points in our rating. 5 providers score higher, led by Trade Republic with 87 points (13 points ahead).

1
Trade Republic
Trade Republic
Berlin neobroker with 3.00% p.a. interest on balances, a BaFin licence and German deposit protection.
13 points higher in our rating · BaFin-regulated · based in Germany
tagesgeld BaFin
87 /100
Very good (1.6)
2
WeltSparen (Raisin)
WeltSparen (Raisin)
Europe's leading savings platform with access to top rates from 400+ partner banks and EU deposit protection.
11 points higher in our rating · BaFin-regulated · based in Germany
tagesgeld BaFin
85 /100
Very good (1.8)
3
Consorsbank
Consorsbank
BNP Paribas subsidiary with 3.10% call money, a €100 bonus for new customers, BaFin regulation and full banking.
9 points higher in our rating · BaFin-regulated · based in Germany
tagesgeld BaFin
83 /100
Very good (1.9)
4
Suresse Direkt Bank
Suresse Direkt Bank
Dutch direct bank with 3.00% p.a. on call money and EU deposit protection up to €100,000.
7 points higher in our rating
tagesgeld
81 /100
Very good (1.9)
5
DISTINGO Bank
DISTINGO Bank
French direct bank with a promotional rate of 3.30% for 3 months, then 1.95% p.a., EU deposit protection up to €100,000.
5 points higher in our rating
tagesgeld
79 /100
Good (2.0)

FAQ: alternatives to Ferratum Bank

What is the best alternative to Ferratum Bank?

Trade Republic – with 87 out of 100 points the highest-rated alternative and therefore 13 points ahead of Ferratum Bank (74). Trade Republic: Berlin neobroker with 3.00% p.a. interest on balances, a BaFin licence and German deposit protection.

Why look for an alternative to Ferratum Bank?

Our rating found these weaknesses at Ferratum Bank: Maltese deposit protection; Annual interest credit; Transfer time 2-3 days. If any of them is a deal-breaker for you, it is worth looking at the 5 alternatives on this page.

What speaks for Ferratum Bank?

Ferratum Bank scores with: Solid interest rate; Listed; Free of charge. That adds up to 74 out of 100 points. If this matters to you, you will hardly find anything better among the alternatives.

Which alternatives to Ferratum Bank are BaFin-regulated?

Of the 5 alternatives, Trade Republic, WeltSparen (Raisin), Consorsbank are supervised by BaFin (the German financial regulator).

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