DKB Girokonto u18
Experiences, reviews and information about the provider
BaFin-regulated Berlin
Details
Pros
- Completely free – no fees
- Own IBAN (full current account)
- Visa debit card free worldwide
- BaFin-regulated with deposit protection (Einlagensicherung)
- Card Control: parents manage card functions
- Automatic transition to the DKB current account at 18
Cons
- A parent needs a DKB account
- No task/reward system
- No playful financial education
- Standard banking app (not child-friendly)
- Account opening somewhat cumbersome (identification)
Fact sheet: DKB Girokonto u18
| Company name | DKB Girokonto u18 |
| Founded | 1990 |
| Headquarters | Berlin |
| Country | 🇩🇪 Germany |
| Customers | 5.500.000+ |
| Type | direktbank |
| Website | dkb.de/privatkunden/girokonto-u18 * |
About DKB Girokonto u18
The DKB current account u18 is a full, free current account for children and teenagers up to the age of 18. It offers its own IBAN, a free Visa debit card for paying and withdrawing cash worldwide, and is operated by the BaFin-regulated DKB. At 18 it converts automatically into a regular DKB current account, which stays free until age 28.
Special features
- Full current account with IBAN
- Card Control for parents
- Instant-access savings account included
- Junior custody account possible
* Links marked with an asterisk are affiliate/advertising links. If you sign up via such a link, we may receive a commission – this costs you nothing extra. It helps us keep kosten.org free. All information without guarantee.