Accountable review 2026
How good is Accountable really?
70/100 points
kosten.org editorial team
Last updated: 2026-02-08
70/100
Points
Based on published terms and features
Accountable is the only app in our comparison developed specifically for freelancers and the self-employed. Instead of just supporting the annual income tax return, Accountable accompanies you through the whole tax year: quarterly advance returns, banking integration and automatic receipt capture.
Highlights of our Accountable review
- Accountable scores 76/100 points – our freelancer tip.
- The only app designed specifically for the self-employed, with EÜR and UStVA.
- Banking integration and automatic receipt categorisation.
- Quarterly tax planning with deadline reminders.
Table of contents
1 Range of functions
27/35
Points
Accountable supports all the tax types relevant to the self-employed: income tax, trade tax, VAT (UStVA, the advance VAT return), EÜR (cash-basis profit calculation) and special expenses. Automatic receipt scanning via app with AI categorisation. Direct ELSTER submission (the tax authorities' online filing system) for all forms.
The proactive tips are tailored specifically to the self-employed.
Scoring (27/35): Very comprehensive for the self-employed. All relevant tax types, receipt scan, ELSTER, good tips. No pre-filling document retrieval.
2 Usability
17/21
Points
The interview mode is tailored to freelancers and explains tax terms clearly. App guidance is intuitive. Carry-over from the previous year is automatic.
Scoring (17/21): Good guidance for the self-employed. Some tax terms are still complex for beginners.
3 Price & licence
10/21
Points
Free plan with basic functions. Pro: €19/month (EÜR, UStVA, tax return). One-off income tax filing: €29. For the self-employed who need tax planning all year round, the subscription is worth it.
Scoring (10/21): The monthly costs add up to €228/year – significantly more expensive than one-off purchase solutions. The free plan is heavily restricted.
4 Platforms
9/12
Points
Web app and mobile app (iOS/Android). Cloud sync integrated. No desktop version.
Scoring (9/12): Web and app with cloud sync. No desktop version.
5 Support & security
7/11
Points
Email and chat support. Tax adviser consultation possible for an extra charge. Hosting in Germany, GDPR-compliant.
Scoring (7/11): Good support with chat. Tax adviser for an extra charge. German hosting.
Pros & cons at a glance
Pros
- The only app for the self-employed
- EÜR + UStVA + income tax
- Banking integration
- AI receipt categorisation
- Quarterly planning
Cons
- Pro subscription: €228/year
- Not for employees
- Free plan restricted
Conclusion: Accountable review
70/100
Good (2.5)
Accountable scores 76 out of 100 points and is our freelancer tip. For the self-employed, freelancers and small business owners, it is the only app that combines EÜR, UStVA and income tax in one solution. Over the year, the price is higher than with one-off purchase solutions.
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