Study · Crypto

What does it cost to buy €1,000 of Bitcoin?

Anyone buying €1,000 of Bitcoin pays between €1.50 and €12.50 in fees depending on the platform – 8.3 times as much. We analysed the fee schedules of 10 crypto platforms licensed in the EU under MiCA.

Kosten.org editorial team · Published 8 November 2026

€1.50

lowest fee for €1,000 (Finst)

€12.50

highest fee for €1,000 (BISON)

8.3×

how much more the most expensive platform costs than the cheapest – for the same purchase

€3.75

median fee of the 10 platforms with a clearly published fee

8 / 10

platforms offer a crypto savings plan

10 / 10

allow withdrawals to your own wallet

Fee for a €1,000 purchase

We compare the stated trading fee in the entry tier – i.e. for customers without high trading volume. For exchanges with an order book this is the taker fee, for brokers the flat fee per purchase. BISON charges no order fee; here the published average spread is used.

Fee for buying €1,000 of Bitcoin (entry tier)Finst€1.50OKX€2.00Bitvavo€2.50Bitpanda€2.50Coinmerce€2.50Coinbase€5.00Crypto.com€5.00Kraken€8.00eToro€10.00BISON€12.50Source: providers' fee schedules, November 2026. Excl. spread and network fees.kosten.org
Bar chart: fee for €1,000 of Bitcoin from €1.50 to €12.50
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PlatformFee for €1,000Basis
Finst €1.50 pauschal 0,15 %
OKX €2.00 Spot, Taker 0,20 % (reines Spot-Konto)
Bitvavo €2.50 Taker 0,25 %
Bitpanda €2.50 Bitpanda Fusion 0,25 % (Broker-Kauf BTC: 0,99 %)
Coinmerce €2.50 pauschal 0,25 %
Coinbase €5.00 Coinbase Advanced, Taker 0,50 %
Crypto.com €5.00 Exchange, Taker 0,50 % (App: 0,8 %)
Kraken €8.00 Kraken Pro, Taker Stufe 1: 0,80 %
eToro €10.00 1 % je Kauf
BISON €12.50 keine Ordergebühr, Ø-Spread BTC 1,25 %

Important for interpretation: for Kraken, Coinbase, Crypto.com, OKX, Bitpanda and Bitvavo the order-book fee (pro/advanced view) is used. With the simple instant buy in the app, customers pay considerably more there – e.g. 1% plus spread at Kraken, 0.99% plus mark-up at Bitpanda or 0.8% at Crypto.com. eToro, Finst, BISON and Coinmerce have a single price for all purchases. At OKX the 0.20% applies to a spot-only account; with an additional derivatives account it is 0.10%.

Several providers charge different fees for savings plans and the simple in-app instant buy than in the pro view – the provider's fee schedule is authoritative.

What to watch for when comparing

  • Spread: the simple instant buy in the app often includes a mark-up in the price on top of the stated fee. Many providers do not quantify it.
  • Pro view: exchanges with an order book are usually much cheaper in the pro/advanced view than via instant buy.
  • Network fee: transferring coins to your own wallet costs an additional network fee.
  • Licence: all platforms analysed are licensed under the EU MiCA regulation. The full feature comparison (10 financial products per exchange) is in the crypto exchange comparison.

Methodology

Based on the providers' fee schedules, November 2026 (sources below). We use the fee for a €1,000 Bitcoin purchase in the entry tier without discounts or loyalty schemes. Spreads (except at BISON, where the spread is the only cost), network fees and deposit/withdrawal costs are not included. Platforms that do not clearly publish their fee are listed without a value. This analysis is not investment advice; cryptocurrencies are subject to strong price swings up to total loss.

Sources

  • eToro: www.etoro.com/de/trading/fees/
  • eToro: www.etoro.com/de/crypto/
  • Finst: finst.com/en/fees
  • Finst: finst.com/api/documents/public/legal/fee-schedule/fee-schedule_en.pdf
  • Bitvavo: bitvavo.com/de/fees
  • Bitvavo: bitvavo.com/de
  • Kraken: www.kraken.com/pro/fees
  • Kraken: www.kraken.com/features/fee-schedule
  • Coinbase: www.coinbase.com/de/blog/were-lowering-fees-for-many-active-traders-on-coinbase-advanced
  • Coinbase: help.coinbase.com/de/coinbase/trading-and-funding/pricing-and-fees/fees
  • Bitpanda: cdn.bitpanda.com/terms-and-conditions/cost-transparency-crypto-bitpanda-de-latest.pdf
  • Bitpanda: www.bitpanda.com/de
  • BISON: bisonapp.com/en/costs/
  • BISON: bisonapp.com/krypto/krypto-handeln/
  • Crypto.com: crypto.com/eea/fees-limits
  • Crypto.com: crypto.com/eea
  • OKX: www.okx.com/en-eu/fees
  • OKX: www.okx.com/en-eu/help/important-notice-upcoming-spot-fee-adjustment-eea
  • Coinmerce: support.coinmerce.io/en/articles/273402-fee-table
  • Coinmerce: coinmerce.io/de/

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