PANDA Tierversicherungen
Experiences, reviews and information about the provider
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Details
Pros
- Fully digital sign-up and digital contract management
- Health, surgery and liability cover for dogs and cats on offer
- According to the company, part of the income goes to animal and environmental protection
- Integrated telemedical vet consultation
Cons
- No risk carrier of its own and no BaFin insurance supervision over the provider
- The previous risk carrier ELEMENT Insurance became insolvent in 2025
- The legal entity is registered in the Austrian company register, not in Germany
- Waiting periods and exclusions for pre-existing conditions as is usual in the industry
Fact sheet: PANDA Tierversicherungen
| Company name | PANDA Tierversicherungen |
| Founded | 2017 |
| Headquarters | Wien, Standort Berlin |
| Country | 🇦🇹 Austria |
| Type | insurtech |
| Website | panda-tierversicherung.com * |
About PANDA Tierversicherungen
PANDA Tierversicherungen is run by PANDA InsurTech GmbH, which is registered in the Austrian company register with its registered office in Vienna and serves the German market from a location in Berlin; it was entered in the company register at the end of 2017 and the brand has been active in the German market since 2020. The company is not a risk carrier itself but works as an underwriting agency (Assekuradeur) or intermediary and is therefore not subject to BaFin insurance supervision (BaFin is the German financial regulator). The plans were originally carried by ELEMENT Insurance AG; after its insolvency in early 2025, InterRisk Versicherungs-AG from the Vienna Insurance Group took over as risk carrier. The offer includes pet health insurance as full cover, surgery cost cover and pet owner's liability. According to the company, part of the premium income goes to animal and environmental protection projects.
Special features
- PANDA InsurTech GmbH with a company register entry in Vienna and a location in Berlin
- Risk carrier since 2025 is InterRisk Versicherungs-AG from the Vienna Insurance Group
- ELEMENT Insurance AG was previously the risk carrier of the plans
- Positions itself as pet insurance with a focus on animal and environmental protection
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