MAXCARE
Experiences, reviews and information about the provider
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Details
Pros
- Risk carrier is an established German health insurance association
- Dental supplementary plans focused on implants, orthodontics and preventive care
- Application and invoice submission digitally via the platform
- Clear offer with a few clearly defined plans
Cons
- Pure sales brand without its own BaFin permit
- The risk carrier behind the brand has already changed
- Dental supplementary plans with health questions and a staggered benefit scale in the first years
- No offer outside supplementary health and long-term care lines
Fact sheet: MAXCARE
| Company name | MAXCARE |
| Founded | 2023 |
| Headquarters | Gräfelfing bei München |
| Country | 🇩🇪 Germany |
| Type | insurtech |
| Website | maxcare.de |
About MAXCARE
MAXCARE is not an insurance company in its own right but a digital sales brand operated by Innovares Services GmbH, based in Gräfelfing near Munich. The risk carrier and contractual partner of policyholders is Münchener Verein Krankenversicherung a.G., a mutual insurance association in Munich that is subject to insurance supervision by BaFin (the German financial regulator). The brand itself has no insurance permit of its own. The plans have been offered in this arrangement with Münchener Verein since 2023; before that, products from a different risk carrier were sold under the MAXCARE name. The focus is on supplementary dental insurance, complemented by hospital and long-term care supplementary plans. Taking out and managing policies is largely digital via the platform.
Special features
- The brand is operated by Innovares Services GmbH in Gräfelfing
- Risk carrier is Münchener Verein Krankenversicherung a.G.
- Exclusive partnership between platform operator and risk carrier
- Plans from a different insurer were previously sold under the brand