Interhyp
Experiences, reviews and information about the provider
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Details
Pros
- Very large network of lenders, so a broad comparison of terms
- Advice is free for borrowers, paid for by the banks
- Over 100 locations nationwide plus phone and video advice
- Long market presence and the backing of ING Groep
Cons
- Not a bank itself – the contractual partner is always the lending institution
- Not all regional banks and Sparkassen are connected
- Quality of advice depends heavily on the individual adviser and location
- No deposit protection or BaFin protection, as it is pure brokerage
Fact sheet: Interhyp
| Company name | Interhyp |
| Founded | 1999 |
| Headquarters | München |
| Country | 🇩🇪 Germany |
| BaFin-regulated | No |
| Deposit protection | €0 |
| Type | kreditvergleich |
| Website | interhyp.de * |
About Interhyp
Interhyp AG, based in Munich, was founded in 1999 by Robert Haselsteiner and Marcus Wolsdorf and, by its own account, is now the largest broker of private mortgages in Germany. Since its takeover by ING-DiBa in 2008 it has belonged to the Dutch ING Groep, but it still operates in the market as an independent brand and arranges loans from several hundred banks, Sparkassen, building societies and insurers. Interhyp is not a bank but a property loan broker (Immobiliardarlehensvermittler) with a permit under section 34i of the Trade Regulation Act (GewO); supervision lies with the Chamber of Commerce and Industry (IHK) for Munich and Upper Bavaria or the competent trade authority, not with BaFin (the German financial regulator). There is consequently no deposit protection (Einlagensicherung) – Interhyp does not accept customer funds, and the loan contract is always concluded directly with the lending bank. Interhyp is paid by commission from the lenders; advice is free for borrowers. The provider is mainly of interest to buyers and self-builders who want to compare a wide range of offers and who would like personal advice at one of the nationwide branches or by video.
Special features
- 100 percent subsidiary of ING Groep, taken over by ING-DiBa in 2008
- Permit as a property loan broker under section 34i GewO
- The Interhyp Group also includes the B2B broker service Prohyp
- Regularly publishes an interest rate forecast with the Interhyp Bauzins Trendbarometer
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