Gothaer
Experiences, reviews and information about the provider
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Details
Pros
- Mutual insurance association without return pressure from shareholders
- Very broad pet insurance range with health, surgery and liability cover
- Several plan levels in home contents and liability, from basic to top cover
- Over 200 years in the market and a correspondingly large customer base
Cons
- Usually not a discount provider on price
- Pet health insurance with waiting periods and age-dependent acceptance
- Stronger benefit components only included in the higher plan levels
- Sales largely through intermediaries, online-only purchase not available in all lines
Fact sheet: Gothaer
| Company name | Gothaer |
| Founded | 1820 |
| Headquarters | Köln |
| Country | 🇩🇪 Germany |
| Type | versicherer |
| Website | gothaer.de * |
About Gothaer
Gothaer Versicherungsbank VVaG was founded in 1820 by Ernst Wilhelm Arnoldi in Gotha as the first German mutual insurance association (Versicherungsverein auf Gegenseitigkeit, VVaG); the company has been based in Cologne since 1946. As a VVaG, Gothaer belongs to its members rather than to outside shareholders. Its retail business covers home contents, personal liability, buildings insurance, pet owner's liability for dogs and horses, dog and cat health insurance, as well as life and supplementary health insurance. The group's German risk carriers are subject to insurance supervision by BaFin (the German financial regulator). Since 2024 Gothaer has worked closely with Barmenia; the insurance business of both houses is managed through the joint BarmeniaGothaer AG.
Special features
- Founded in 1820 as the first German mutual insurance association
- Founder Ernst Wilhelm Arnoldi is regarded as the inventor of the VVaG legal form
- Jointly managed with Barmenia through BarmeniaGothaer AG since 2024
- Pet health insurance available as full cover or surgery-only cover
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