CreditPlus Bank
Experiences, reviews and information about the provider
(product costs may apply)
Details
Pros
- German banking licence with BaFin supervision and German deposit protection
- Instalment loan, car loan and sales financing from a single source
- Branches complement online applications, personal advice possible
- Strong group background in the Crédit Agricole group
Cons
- Interest ranges depend on creditworthiness, the advertised rate applies only to top credit ratings
- No current account and no securities account
- Payment protection insurance can raise the effective cost of the loan considerably
- Deposit products play only a minor role in the offer
Fact sheet: CreditPlus Bank
| Company name | CreditPlus Bank |
| Founded | 1960 |
| Headquarters | Stuttgart |
| Country | 🇩🇪 Germany |
| BaFin-regulated | Yes |
| Deposit protection | €100,000 |
| Type | direktbank |
| Website | creditplus.de * |
About CreditPlus Bank
Creditplus Bank AG, based in Stuttgart, was founded in 1960 and specialises in consumer financing. Through Crédit Agricole Personal Finance & Mobility, the former Crédit Agricole Consumer Finance, it belongs to the French Crédit Agricole group. The business comprises freely usable instalment loans and car loans in direct sales, point-of-sale sales financing in retail and purchasing finance for car dealers; deposit products for private customers are offered as a complement. It is sold through its own website, through comparison portals and through around two dozen branches nationwide. As a German public limited company with a banking licence, Creditplus is supervised by BaFin (the German financial regulator); deposits are protected by statutory German deposit protection up to €100,000 per customer. The bank is interesting for borrowers looking for an established provider with a branch presence and a group background.
Special features
- Founded in Stuttgart in 1960 as a hire-purchase credit bank
- Part of the French Crédit Agricole group
- Around 20 branches nationwide despite predominantly digital sales
- Certified as a B Corporation since 2025
* Links marked with an asterisk are affiliate/advertising links. If you sign up via such a link, we may receive a commission – this costs you nothing extra. It helps us keep kosten.org free. All information without guarantee.