Crédit Agricole Savings
Experiences, reviews and information about the provider
(product costs may apply)
Details
Pros
- Group background of one of Europe's largest banking groups
- Several call money variants for different savings goals
- Free account management and purely digital opening
- Fixed-term deposits with interest that can be calculated in advance over the term
Cons
- No German deposit protection, the French FGDR is responsible
- Account held with a French IBAN, no German bank details
- Investment amounts capped depending on the product variant
- Very young platform with no long-term experience on the German market
Fact sheet: Crédit Agricole Savings
| Company name | Crédit Agricole Savings |
| Founded | 2026 |
| Headquarters | Massy |
| Country | 🇫🇷 France |
| BaFin-regulated | No |
| Deposit protection | €100,000 |
| Type | direktbank |
| Website | credit-agricole-savings.com * |
About Crédit Agricole Savings
Crédit Agricole Savings is a digital savings platform that the French Crédit Agricole group launched in Germany in April 2026. It is operated by Crédit Agricole Consumer Finance S.A., based in Massy near Paris, the group's consumer credit arm. Several call money (Tagesgeld, instant-access savings) variants with different maximum investment amounts are offered, along with fixed-term deposits (Festgeld) of various terms; the accounts are held with a French IBAN and opened entirely online. The supervisory authority is not BaFin (the German financial regulator) but the French ACPR (Autorité de Contrôle Prudentiel et de Résolution) together with the ECB. Deposit protection is provided by the French deposit guarantee fund Fonds de Garantie des Dépôts et de Résolution (FGDR), which covers €100,000 per customer and bank. The offer is aimed at savers who want a large European banking group behind them and can live with French account management.
Special features
- Launch in Germany in April 2026
- Operator is Crédit Agricole Consumer Finance S.A. in Massy
- Supervision by the French ACPR and the ECB instead of BaFin
- Protection via the French Fonds de Garantie des Dépôts et de Résolution
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